SAMPLE QUOTATION

📌 Important: This is only a sample quotation. Actual premiums and benefits may vary depending on age, gender, plan options, underwriting, and other factors.

Frequently asked questions

When can i access my cash value?

You can access the cash value (funds built up in the policy) once it has accumulated over time, and as permitted by the policy terms, such as loans against your whole life insurance plan. Manulife Seasons 100 is designed so you can use cash values for emergencies when available in the policy.

How can I add riders to my Manulife Seasons 100 plan?

You can add optional riders (e.g., critical illness, accident) to Manulife Seasons 100 when you apply or as allowed during policy issuance, subject to underwriting approval.

How many years do you pay for a whole life policy ?

With whole life insurance like Manulife Seasons 100, you can choose to pay premiums for a set period (e.g., 5 and 10) or continue paying until age 100, depending on the premium term selected in your policy.

What is cash value of a life insurance policy?

Cash value depends on the plan design, age of the insured, premium term chosen, and policy performance. Actual values should be presented to you by your financial advisor.

What are the tax benefits of whole life insurance?

Whole life insurance plans like Manulife Seasons 100 offer tax advantages, such as tax-free death benefits for your beneficiaries. Additionally, the policy’s cash value accumulation may grow on a tax-deferred basis, which allows you to accumulate wealth without immediate taxation.

Manulife | Skyline Summit Unit 2026