What is HealthFlex?

HealthFlex is a comprehensive critical illness insurance

plan designed to offer you and your family financial protection in the event of a serious illness. This plan provides essential health insurance with critical illness coverage, ensuring that you are supported through life’s most challenging health issues. HealthFlex covers a wide range of life-threatening conditions, helping with medical bills, treatments, and other expenses. With this plan, you gain peace of mind knowing that you're financially secure, allowing you to focus on recovery without worrying about your finances.

Plan key benefits and features 

Life can take unexpected turns, and being unprepared can set you back. Make the move towards reliable protection with Manulife HealthFlex, offering coverage for over 100 critical illnesses from early diagnosis to recovery, with flexible payment options that fit your lifestyle and budget. 
 

SAMPLE QUOTATION

Who should consider Manulife HealthFlex?

Manulife Healthflex can be useful at all stages of life. It’s ideal for:

  • Young professionals: HealthFlex offers affordable critical illness insurance with comprehensive coverage. It is ideal for those starting their careers and planning for future health needs.

  • Parents and growing families: You can protect your family’s future with coverage for both adults and children. HealthFlex ensures peace of mind for parents by providing health insurance with critical illness coverage to address long-term health expenses.

Frequently Asked Questions

What is a critical illness?

Critical illness refers to serious health conditions that can significantly affect your life, finances, and ability to work. These illnesses often require extensive medical treatment and long recovery periods. That’s why having protection like major illness insurance is essential. It provides financial support when you're facing life-altering health challenges, helping you focus on recovery instead of expenses.

Manulife, one of the leading providers of critical illness insurance in the Philippines, offers HealthFlex, a comprehensive plan designed to support you from early diagnosis through recovery.

What crtitical illness are covered by HealthFlex

HealthFlex offers comprehensive protection for over 100 critical illnesses, from early diagnosis to recovery. Below are some of the critical illnesses included in the plan.
 

  • Cancer

  • Heart attack

  • Stroke

  • Kidney failure

  • End-stage lung disease
     

Talk to our financial advisor today to learn more about the policy details and the list of critical illnesses covered by HealthFlex.

How does the HealthFlex critical illness insurance policy cost?

HealthFlex offers flexible payment options based on your age and coverage amount. For example:
 

  • Bryan, age 30, pays ₱83/day or ₱30,270/year until age 60 for ₱1,000,000 coverage.

  • Monica, age 40, chooses a 10-year payment plan, paying ₱243/day or ₱88,774/year for ₱1,000,000 coverage.
     

Whether you prefer short-term payments or extended terms until age 60, HealthFlex makes it easier to manage your cash flow while staying protected up to age 100.
 

When should I buy a critical illness insurance policy?

It’s best to buy critical illness insurance while you're young. HealthFlex offers a flexible plan with payments until age 60, helping you stay protected without straining your budget.

See this sample illustration of the benefits you can enjoy:

Meet Bryan, a 30-year-old marketing officer aiming high. He juggles sports, travel, and work, but worries about critical illness. For ₱83/day or ₱30,270/year until age 60, he gets a HealthFlex plan with ₱1,000,000 coverage.

Do I need critical illness insurance if I already have life insurance?

Even if you already have life insurance, critical illness insurance adds to a vital layer of protection that life insurance alone doesn’t offer. Life insurance supports your beneficiaries after death. On the other hand, critical illness insurance provides a lump sum cash benefit if you're diagnosed with a serious illness like cancer, stroke, or heart attack. This benefit can be used for treatment, recovery, or everyday expenses. It’s a separate payout that complements your existing coverage, including life insurance, health cards, or PhilHealth.

How can I buy critical insurance?

You may explore Manulife’s health protection plans online and request a consultation. A licensed Manulife financial advisor can explain available coverage options and guide you through the application process. Approval and coverage are subject to underwriting and applicable terms and conditions.
 

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